A. Exit Rules:
| Category | Premature Exit (before 60) | Normal Exit at 60 | Death before 60 years | Deferment from withdrawal |
1 | Non Govt Sector | 5 Years or 60 years of age, whichever is applicable. mandatory subscription. <=2.5 lacs: 100% lumpsum >2.5 lacs: 20% lumpsum
| <=5 lacs: 100% lumpsum >5 lacs: 60% lumpsum Post death after 60, 60% to nominees and 40% to dependents | 100% corpus can we withdrawn by nominee nominee can opt for annuity if needed | User can choose to defer from withdrawal and stay invested till 75 years of age |
2 | Govt Sector | <=2.5 lacs: 100% lumpsum >2.5 lacs: 20% lumpsum User allowed to invest under all citizen post withdrawal post Inter Sector Shifting (ISS)
| Same as above | Same as above | Same as above |
B. Partial Withdrawal
- Minimum Investment Duration: At least 3 years
- Withdrawal Limit: Up to 25% of the subscriber's contributed amount
- Frequency: Maximum of 3 withdrawals allowed over the entire tenure
- Permissible Reasons: Children's marriage, higher education of children, construction/purchase of house, treatment of critical illness, etc.
Note: Upstox does not process this request directly; users need to submit their request through the CAMS portal. Please check your registered email for your login credentials.
