You can easily add or transfer funds to your Upstox account from a registered bank account using a variety of methods.


Note: Fund transfers from NRI/NRO/NRE accounts are only allowed via Net Banking. Other transfer modes are not supported.


Payin Modes

Note: A charge of ₹7 will apply for every transaction made through 'Net Banking.' We do not charge for UPI transfers, GPay, NEFT/RTGS/IMPS, or cheque deposits.


Time-Frame of Payin:

Mode of Transfers

Time Frame

UPI

1 - 10 minutes

Net banking

1 - 10 minutes

IMPS

30 minutes

NEFT/RTGS

3 - 4 working hours

Cheque

3 - 5 working days


Step 1: Login to the Upstox app using your 6-digit Pin or Biometrics.

Step 2: Click on the ‘Account’ tab.

Step 3: Click on ‘Add funds’ as per the trading account.

Step 4: Choose one of the following methods to add funds:


1. UPI App:

  • UPI transfers are free of charge.
  • Click on ‘UPI App,’ select the UPI app through which you wish to add funds, and you will be redirected to your UPI application. Enter your PIN to complete the payment.

Note: The UPI app option is available only on Android devices.


2. UPI ID:

  • UPI transfers are free of charge.

  • Simply enter your UPI ID and accept the payment request that appears in your UPI app to complete the transaction. Here’s a list of supported UPI apps.


3. Net Banking:

  • Net Banking allows you to transfer funds in real time. A fee of ₹7 per transfer will apply.

  • After selecting Net Banking, you will be redirected to your bank’s website to complete the transaction. Here’s a list of banks that support Net Banking.


4.NEFT/RTGS/IMPS:

Log in to your registered bank account with Upstox and use the following details to transfer funds:

Bank Details

Equity, FNO, or Currency

Commodities

Bank Name

HDFC Bank

HDFC Bank

Account Name

Upstox Securities Pvt Ltd - USCNB A/C

RKSV Commodities India Pvt. Ltd Mumbai

Account Number

57500001411011

15770340022236

Account Type

Current Account

Current Account

IFSC Code

HDFC0000060

HDFC0000060

Note- Only use your registered bank account for IMPS/NEFT and RTGS transfers. Avoid using PSP apps like BHIM or Google Pay for this method.


5. Cheque:

Fill the following details and deposit a cheque at any HDFC bank addressed to:

Bank Details

Equity, FNO, or Currency

Commodities

Pay

Upstox Securities Pvt Ltd - USCNB A/C

RKSV Commodities India Pvt. Ltd Mumbai

Account No

57500001411011

15770340022236

Bank Name

HDFC Bank,Fort Branch, Mumbai -400023

HDFC Bank, Fort Branch, Mumbai - 400023

  • Once deposited, please upload a scanned copy or photo of the cheque by raising a ticket.
  • Cheques will only be accepted if issued from the same bank account registered with Upstox.
  • You can track your deposit and withdrawal history in the Recent Transactions section under the Securities/Commodities Account tab.


Related Article: 

How much I can add & withdraw funds from an Upstox account? 

What charges will be applicable if I add/withdraw the funds from the Upstox account? 

Can I add funds from the unregistered bank? 

How do I check linked bank accounts to my Upstox profile?