The time it takes for funds to reflect in your Upstox account depends on the payment method you use. Please refer to the table below for the expected timeframes:

Mode of TransfersTime Frame
UPI1 - 10 minutes
Net banking1 - 10 minutes
IMPS30 minutes
NEFT/RTGS3 - 4 working hours
Cheque3 - 5 working days

Note: Refresh your Upstox web page or app to see updated funds.


Important: IMPS transfers should be made through your bank's website or mobile app. Transfers made via third-party apps (e.g., BHIM, Google Pay) may not update automatically.


Related Article:

How can I add funds to my Upstox account? 

How much funds I can add & withdraw from an Upstox account? 

What should I do if I’ve added funds and it doesn’t reflect after the turnaround time? 

My payment has failed when I will receive my refund?