Unified Payments Interface (UPI) is a payment system that allows you to make instant transfers at any time. For more information, you can visit the official NPCI website.
Several payment service providers (PSPs) authorized by the National Payments Corporation of India (NPCI) enable you to set up your UPI. You will also need to link a registered bank account to the UPI app. Upon registration, the app will create your Virtual Payment Address (VPA).
For example, in the BHIM app, your default VPA will be your mobile number followed by "@upi." If your mobile number is 123456789, your VPA will be 123456789@upi.
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