If your Google Pay (UPI) transaction fails, the refund process depends on where the issue occurred:
1. Payment Gateway Failure or Third-Party Validation:
If the failure happens at the payment gateway or due to third-party validation, the refund is typically processed instantly.
2. Customer’s Bank End Failure:
If the failure occurs at your bank, the turnaround time (TAT) depends on your bank. Some banks process refunds within 24 working hours, while others may take 5–7 working days.
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