Standard Payout: The amount will be credited to the bank account if sufficient funds are available. Otherwise, the withdrawal will be rejected due to insufficient funds.

Instant Withdrawal: For instant withdrawal, you can request only the funds available for withdrawal. Once processed, you can place trades in the market.

Note: If you place an instant withdrawal request after placing an order, it will be processed via the standard payout route. Kindly check the withdrawal TAT.

Related Article:

Why has my withdrawal request been rejected? 

How can I withdraw funds from my Upstox account?